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If you’re anything like me, you like money. A lot. But, if you’re like the average consumer, you have a problem with saving money. Also me.
It’s nice to be financially stable and not worry about money, or worry about paying your bills, but sadly, that is not everybody’s reality.
Wouldn’t it be great if you had more money that you actually need to go on vacations, invest, or save up for a rainy day? Or just to have some extra money, just because?
Thankfully, with the power of the internet, there are many ways you could be making extra cash quickly and easily.
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Here are 7 ways in which you can save money, fast.
Get paid for shopping
Yup, this is actually a thing. I came across Ebates a few months ago and to date, I have made a cool $200 in cash back just by shopping on it!
The way it works is, you sign up to the website, and every time you shop online through a website that is affiliated with Ebates, you get a percentage of cash back. Plus, you can refer your friends to join the site, and when they shop, you also end up getting money through them, for life! Cool, right?!
This is one of the easiest ways to make money online, and it requires no extra effort from you at all. Just sign up to Ebates, and every time you shop through a site that offers cash back, Ebates will inform you that you can earn cash back.
Get free gift cards
You can earn points in exchange for gift cards when filling out surveys, referring friends, and a few other easy ways. The surveys aren’t too long, and each time you fill one, you end up earning more points.
If you have some extra time during the day, going on to Swagbucks and taking surveys can be something super simple you can do to get free gift cards to some of the biggest online stores in the US.
Stop using your credit card
Unless you use it responsibly. Credit cards are a major factor in people’s debt, and it can be a grueling process to pay it back. The best thing to do is to not get into debt through credit cards.
Use this simple rule: If you don’t have the cash for it, do not buy it.
Saving up for what you want is going to be so much less damaging for your finances than putting random things on your credit card.
Quick tip: When going out shopping, leave your credit card at home, and if you have your credit card information saved on any websites, delete that data. Having your details saved will make you more likely to hit the “Buy” button.
Use old fashioned saving methods
I’m talking putting “fun” money in an envelope, and using a change jar for your loose change.
Yes, as old-school as those approaches are, if you physically see how much money you have to spend every time you want to buy something, you are less likely to buy junk you don’t need.
The change jar is great for dumping all your loose change into and exchanging it for bills at the end of the month. We often look down on loose change, but it can accumulate pretty quickly.
Skip the sales
This one might come as a surprise to many, but sales are a marketing ploy set up by retailers to get you to spend money on just anything.
I, myself, have fallen for the sale trick many times. I ended up buying strange tops or shoes which I thought I was going to wear, only to stick them at the back of my closet and forget about them completely. Money down the drain.
Instead of shopping sales blindly, make a list of things you NEED before you leave the house. If you don’t find it, don’t buy anything else. Which brings me to the next point.
Stick to your shopping lists
This one is a no-brainer. We tend to sometimes buy things we don’t need, some of us more often than others, especially while grocery shopping.
You know what will help you save money in the grocery store? Planning.
Plan your meals in advance, and then only buy what you need for those meals and are out of on your grocery runs.
You will save hundreds of dollars every single month.
Eat more at home
Forbes found out that average, it is almost five times more expensive to order delivery from a restaurant than it is to cook at home.
Isn’t that crazy?
What I like to do, because I’m a huge foodie, is to learn how to make foods I love from restaurants at home! So far, I’ve learned how to make butter chicken, pad Thai, killer pasta dishes and pizzas, and many more delicious foods!
Cooking can be intimidating to someone who does not know how to cook, but I think it is such an important skill to have. Even if you learn 7 simple 30-minute meals, that’s dinners for the whole week.
Cancel any subscriptions you don’t use
I used to be subscribed to so many auto-renewal services that I didn’t use. In canceling them, I have saved so much money and now pay close attention to any subscriptions on my credit card.
If you are not using any of these pre-paid services, cancel them today. You will thank yourself later when your credit card bill comes and you aren’t charged with things you forgot about.
Paying attention to your finances and living frugally lets you have it all: money in savings, less debt, and everything that is important to you. It is not hard to save, but it does need discipline in order to achieve it. That is exactly why I love writing about saving tips.
If you have any websites that help you make money online or any other saving tips in general, leave them in the comments below!