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Boss Babe Chronicles

FINANCES

7 Best Tips For Saving Money For The Holidays

October 6, 2019

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Tips For Saving Money

In today’s post, I’m going to be sharing with you 7 of the best tips on how you can start saving money for the holidays.

December is a mere 2 months away, and that basically means that 2019 is almost over. Crazy, right?!

The holidays can be a stressful time for many people. Between hosting parties, buying new clothes for the season, and buying gifts, the expenses sure do pile up this time of year.

It’s very easy to go into debt because of the holidays, but it’s also very doable to survive the holiday season without going completely broke. All it takes is a little bit of prep work and consistency.

Below are my tips for saving money in the holiday season.

Tips For Saving Money

1. Start now

If you want to save money for the holiday season, the sooner you start putting money away, the better. You will get to your savings goal quicker and will have to live on less of a budget closer to the holidays.

Start saving money you make from your job, as well as any unexpected funds and leftover money at the end of each month leading up to the holidays. Every little bit helps.

2. Create and stick to a budget

Budgeting will help you loads when trying to save. Everybody has a different income so your budget will not be the same as everybody else’s.

Take some time to calculate how much money you NEED every month for rent, food, and bills. Then, put away some of your remaining funds in a savings account.

Related:
15 THINGS TO STOP BUYING THAT WILL SAVE YOU MONEY

3. Sell any unwanted items

Most of us have a lot of items in our homes which we don’t use anymore. If you don’t mind parting with these random things laying around your home and cluttering your space, why not sell it?

Clothes can be sold on websites like Depop or Facebook even, and you can also open up an eBay store and start selling your unwanted things there. If all else fails, are garage sales still a thing? If they are, have one! You’ll declutter your space AND get paid for it in the process.

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    4. Use Rakuten to get cash back

    Saving money for the holiday season doesn’t just have to be in the form of literally saving money. You could also be getting cash back on purchases you make!

    Rakuten (formerly known as Ebates) is a crowd favorite when it comes to getting money when you spend it. They partner with 2,500 online stores and also have the option of in-store cash back if you prefer to shop at physical stores.

    Some of the stores you could be making money from shopping there are Puma, Macy’s, Ulta, Kohl’s, Michael Kors, The Container Store, A&F, Amazon, Target, Nordstrom and thousands more! Sign up to Rakuten here and start getting cash back today.

    Related:
    10 AMAZON FAVORITES UNDER $10

    5. Don’t underestimate coins

    I slept on coins for SO long. Anybody else?

    When it comes to saving money for the holiday season, every little bit helps. That means coins too! Any time you have extra coins, instead of scattering them all over your bag, car, and house, collect them somewhere. At the end of a few weeks, take them somewhere like a Coinstar and get cash back for your coins.

    You’ll be surprised at how much loose change can accumulate to! I did this once and had over $30 just lying around at the bottom of my purse!

    6. Use cash instead of cards

    I don’t know if anybody is like me, but when I actually SEE how much money I’m spending, it makes me not want to buy half the stuff that I’m buying.

    There’s something about paying with a card that almost makes it seem like I’m getting stuff for free, which is nuts. But that’s how my brain thinks about it!

    Since switching over to cash for my day-to-day purchases, I’m spending less and saving way more.

    7. Outsmart online stores

    If you like online shopping (because let’s face it- how easy is that?) and do it a lot, then try this hack. Add items you’d like to buy to your cart and leave them there. After a day of two, most stores will email you some sort of percent-off coupon on your entire order! Make sure you have an account on the store’s website because, without it, they won’t be able to email you.

    A bonus tip is to then see if the website you’re shopping on is on Rakuten. If it is, you’ll be saving money from the coupon, AND getting cash back on the items you buy!

    If you enjoyed this post, I’d love it if you could share it! Let’s help everybody save some $$$ for this holiday season.

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    Tips For Saving Money
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    33 Comments

    About Mariam

    Hi! My name is Mariam and I'm obsessed with helping you create your dream life. If you like self-improvement, leveling up, and making money moves, I hope you check out my other posts!

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    Comments

    1. Leslie says

      October 6, 2019 at 5:17 pm

      These are all such great tips, Mariam! I’ve been thinking a lot about the upcoming holidays, and the expenses. I love the idea of starting now because I always wait until the last minute and end up stressed out. Thanks for these great ideas!

      Reply
      • Mariam says

        October 8, 2019 at 7:27 pm

        My pleasure! Anything to take the stress out of the holidays!

        Reply
    2. Kaylie says

      October 7, 2019 at 5:19 am

      Super helpful! Thanks for sharing 😊

      -Kaylie at bizwithkaylie.com

      Reply
      • Mariam says

        October 11, 2019 at 8:07 pm

        Thank you for reading!

        Reply
    3. xocrunchberry says

      October 7, 2019 at 6:11 am

      These are some incredible tips, and so useful for the upcoming holidays!

      Reply
      • Mariam says

        October 8, 2019 at 7:17 pm

        Thank you!

        Reply
    4. Sophie says

      October 7, 2019 at 10:08 am

      Love this! So true about the leaving stuff in your car too, always works for me 🙌

      Reply
    5. Hannah Read says

      October 7, 2019 at 12:15 pm

      Totally with you on the cash point – it’s one of the main reasons I rarely shop using my card. I keep seeing good things about Rakuten so will have a gander!

      Reply
      • Mariam says

        October 8, 2019 at 7:18 pm

        Definitely give it a go- I’ve gotten a bunch of cashback already from it and I’ve only used it for a few months!

        Reply
    6. Jenny in Neverland says

      October 7, 2019 at 12:43 pm

      Great tips! I’m starting my Christmas shopping today actually and I find starting early and spreading it out really helps x

      Reply
      • Mariam says

        October 8, 2019 at 7:24 pm

        It really does- good luck with your shopping!

        Reply
    7. Vee says

      October 7, 2019 at 4:03 pm

      I’ve actually been trying the cash method and I’ve found that I’m spending a TON less and saving money!

      Reply
      • Mariam says

        October 8, 2019 at 7:23 pm

        That’s awesome!

        Reply
    8. Rachael Tomlinson says

      October 7, 2019 at 6:02 pm

      Great ideas, I am definitely one for hoarding coins and you have also reminded I have some things to go in depop, so thanks for that 🙂

      Reply
      • Mariam says

        October 8, 2019 at 7:16 pm

        Awesome! Depop is an awesome site!

        Reply
    9. Chelsea 🎃 (@TheDaily_Chels) says

      October 7, 2019 at 6:37 pm

      Best tip is definitely avoiding card usage! I try to always pay cash or pay with my debit card at least, avoid credit cards!

      http://www.thedailychelsea.com

      Reply
      • Mariam says

        October 11, 2019 at 8:24 pm

        Those are great habits!

        Reply
    10. toristateofmind says

      October 7, 2019 at 10:11 pm

      Such good money saving ideas!

      Reply
    11. fluxingwell says

      October 8, 2019 at 2:00 am

      Thanks for the post! I always forget about coins too. Selling stuff and using Rakuten, all great ideas. I’m now inspired to plan ahead and save in a more organized way.

      Reply
    12. Paige says

      October 8, 2019 at 6:06 am

      Great money saving tips! Every little bit helps. I’m bad at leaving coins lying around. I need to start picking them up. Thanks!

      Reply
      • Mariam says

        October 8, 2019 at 7:15 pm

        My pleasure!

        Reply
    13. Kez says

      October 8, 2019 at 12:52 pm

      Some great tips there

      Reply
    14. Beth says

      October 9, 2019 at 6:05 pm

      Great tips! I especially love the one about outsmarting the stores. It’s so true!

      Reply
    15. Simone says

      October 10, 2019 at 5:48 pm

      Yes this was all I needed! I started to feel a bit restless because I know I’m going to spend money on myself during Black Friday sales, I plannend a couple of trips where I want to save for and the upcoming Holidays gifts.

      Reply
      • Mariam says

        October 11, 2019 at 6:26 pm

        You must be so excited for Black Friday! Where I live this isn’t a thing, so I always rely on online Black Friday sales!

        Reply
        • Simone says

          October 12, 2019 at 10:08 pm

          I’m so excited! It slowly became a thing where I live, I think 3 years ago? And now every store is doing sales! But I also order online lol, I’m going all it!

          Reply
    16. Kayleigh Zara says

      October 14, 2019 at 7:15 am

      These are some really great tips for budgeting! Im trying to be better with buying Christmas bits this year, as I’m always awful with it. Thanks for sharing x

      Kayleigh Zara 🥀 http://www.kayleighzaraa.com

      Reply
    17. Bethany Jane says

      October 17, 2019 at 4:46 pm

      You’ve got some really great tips here! I never start my Christmas shopping early enough and then resent having to spend so much all at once. I need to get on a cashback site asap!
      Beth x Adventure & Anxiety

      Reply
      • Mariam says

        October 17, 2019 at 7:34 pm

        You will LOVE cash back sites! So convenient!

        Reply
    18. Rosie Ireland says

      October 20, 2019 at 3:11 pm

      So many ood tips! I know the feeling of upcoming Christmas spend can be so daunting!
      Rosie

      Reply
    19. Jodie Paterson says

      May 20, 2020 at 1:25 pm

      Great tips. I definitely need to start working on saving up a bit more money now!

      Reply
      • Mariam says

        May 20, 2020 at 9:14 pm

        I’m glad you liked the tips! Good luck saving!

        Reply

    Trackbacks

    1. 15 Ideas For New Year Resolutions For 2020 - Boss Babe Chronicles says:
      December 27, 2019 at 9:04 pm

      […] 7 Best Money-Saving Tips15 Things To Stop Buying That Will Save You Money […]

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